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An article on Debt Consolidation and related topics

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Student Loan and Debt Consolidation Options

By: Graham

So what exactly students should be doing to ease the debt burden

Know your work rights

You are entitled to earn a minimum wage of 5.52 if you are 22 years and older or 3.40 if you are under the age of 18 , as of the latest October 2007 legislation.

Under these rules your must not accept anything below the limits set forth by the Government.

If you face any abuse or feel being forced to work under the given limit you must consult law enforcement agencies such as the national minimum wage hotline 0845 6000 678

Adding an extra income

You can also take a part time job to minimize your debt burdens. If you are lucky you might even find a relevant part time job in the career you might want to pursue later on after your studies. You can look for such job adverts appearing in your college or university message boards, student magazines, newsletters etc. to start with.

Taking control of your future debts

Never go to a bank to get a loan, it’s better getting in touch with your college or university for funding help. They can either provide you a loan directly or point you in the right direction to secure a loan on a discounted student rate.

Tax refund options

A lot of students are not aware of certain concessions made by the Government such as tax free allowance. You should ask your employer to provide you the correct student forms they can submit to the tax department to get concessions on your tax rate.

Article Source: http://ezine-articles-planet.com

You can read more comprehensive articles on Student Loans & Debt Consolidation Advice located at www.financiere.co.uk

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